Social Housing Problems

Almost all housing projects require proper and efficient preparation and interaction with many partners (Professionals, Architects, Civil Engineers, Supervision firms, Approval Authorities, Financial Partners, Contractors, End user, Management Team, Development Institutions etc.

With our long and rich in-house experience, we will bring on board competencies and seasoned professionals and partner with external professionals to conduct a thorough assessment of all the stages of preparation of the project to be sure that the key challenges which may arise during the project’s life have been identified and appropriate contingency plan has been put in place

Interested in Advisory Services? Take the next step.

To apply for financing from Shelter Afrique, please submit a formal written application letter stating your requirements. Applications will be processed on the basis of the following: a comprehensive business plan (including financial projections) drawn up by or on behalf of your company; detailed technical information such as site layouts and architectural plans; well defined off-take arrangements or a clear-cut marketing plan; audited financial statements for the past three years (or since inception if shorter); current year latest management accounts; plus, detailed profiles of senior management. To be eligible, your company must hold a valid title to the project land, free of any encumbrances, and should demonstrate strong corporate governance.

If you would like to find out more reach us through here.

Alternative Building Technologies

Lines of Credit to Financial Institutions Demand for housing remains highest for individuals living at the bottom of the pyramid (BoP) across Shelter Afrique member countries. However, these individuals are always exclude from home ownership particularly through the formal mortgage market due to the associated perceived credit risks.

Financing options for this income group remains scarce and largely informal. In the absence of accessible financing options, most lower income families end up building incrementally based on their needs and available resources.

This progressive building process may be carried out over several years and may entail acquiring land, building an initial structure and following with a series of expansions and improvements. We intend to make this more feasible through our Housing Micro-Finance Product.

The product is designed for beneficiaries who want to use the funds accessed for housing provision. The housing microfinance loans represent relatively small sums, borrowed for a much shorter term than a mortgage to match both the income streams of low-income clients and the construction costs of their incremental building steps.

Interested in Housing Microfinance? Take the next step.

To apply for financing from Shelter Afrique, please submit a formal written application letter stating your requirements. Applications will be processed on the basis of the following: a comprehensive business plan (including financial projections) drawn up by or on behalf of your company; detailed technical information such as site layouts and architectural plans; well defined off-take arrangements or a clear-cut marketing plan; audited financial statements for the past three years (or since inception if shorter); current year latest management accounts; plus, detailed profiles of senior management. To be eligible, your company must hold a valid title to the project land, free of any encumbrances, and should demonstrate strong corporate governance.

If you would like to find out more reach us through here.

We are the Pan-African Multilateral Development Bank(MDB)

Shelter Afrique Development Bank(ShafDB) is the Pan-African Multilateral Development Bank(MDB) dedicated to promoting and financing housing, urban development and related infrastructure.

Our institution is involved in financing housing and related infrastructure across the value chain, both on the demand and supply sides trough its four (4) business lines: Financial Institutions Group(FIG), the Project Finance Group(PFG), the Sovereign and Public-Private patnerships(PPP) Group, and the Fund Management Group(FMG).